![]() ![]() And if you decide to work with a debt relief service, remember this:Ī legitimate debt relief company won’t make you pay up front. To find reputable help, start with a credit union, local college, military base, or the U.S. You can talk to your creditors directly to negotiate a modified payment plan. Unfortunately, scammers try to take advantage of those dealing with debt – but there’s legitimate help out there. Some people even got sued by their creditors, or were forced into bankruptcy. Over time, people found out that their debts were not paid, their accounts were in default, and their credit scores were severely damaged. The defendants told people they would pay, settle, or get rid of their debts. That’s what the FTC and the Florida Attorney General said happened in a massive debt relief scam they were able to stop last month. How can you tell if you’re dealing with a debt relief scammer? Because they ask you to pay them before they do anything for you. They don’t have any intention of helping you, but are very interested in taking your money. But in many cases, unscrupulous people are behind these calls. If you feel smothered by your monthly bills, a call from someone who says they can reduce or eliminate your debts might sound like the answer to your problems. Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.Jobs and Making Money Show/hide Jobs and Making Money menu items.Credit, Loans, and Debt Show/hide Credit, Loans, and Debt menu items.Shopping and Donating Show/hide Shopping and Donating menu items. ![]()
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